If your journal also houses your to-do list, then efficiency in creating those lists is necessary to get the job done.
One of the biggest culprits of to-do list failure, of not achieving the goal, is the tedium of having to write and rewrite your list on tasks to complete on a regular basis. Delay writing burnout by creating templates.
If you know that you will create a to-do list every day or every week in your journal, it might be a good idea to type a list template that you can print and affix to your paper journal.e.g. If you have a weekly to-do list for the foreseeable future that has as its focus Housing goals, Blogging goals, and Financial goals, then type those headings in a simple table, leaving blanks for you to write in the specific goal each week.
If you are using a digital journal for your list, create a to-do list template that you can copy and paste every day or every week.
Continue tweaking your journal and your lists until it fits your life. Pay attention to what fatigues you about your writing and what brings you a sense of well-being.
And remember that what worked for you in a different phase of life might need to be tweaked for your current phase of life.